Everyone needs insurance. If you ask me, I will say that I need insurance for 2 reasons. Firstly, I don’t have a car. Secondly, I don’t have a house. These are the two main reasons why I don’t own a car or a house. And since I don’t own a car or a house, I don’t have any insurance. So, I am forced to pay some extra amount on my monthly bill which is a huge burden on my pocket.
Health insurance will protect you from financial problems. A health insurance policy will cover the cost of treatment for injuries that may occur while using a vehicle or a household appliance. You will be covered when visiting the hospital or the doctor. If you have a health insurance policy, you will be able to cover your medical bills. In case of an emergency, the hospital will pay for the treatment that you receive.
You will be able to have access to all the required medical facilities if you have a health insurance. Most insurance policies will cover the medical fees for those who are employed. You will be able to receive a salary increase once you have a health insurance policy.
Now, let us talk about the benefits of having health insurance. Health insurance is a policy that covers the medical expenses of the insured person. The policy is designed in such a way that it covers all the medical bills and treatments related to certain diseases and ailments. So, if you have a health insurance, then you will be covered when you visit the hospital or the doctor.
I need health insurance for the simple reason that I don’t have a car. When you don’t have a car, you can’t go anywhere. And since I don’t have a car, I am forced to depend on someone else’s car. If I have to get out of my bed at midnight, then I have to call a friend and ask him to pick me up. Then he has to wait for me until I reach home. By the time I reach home, the night is over and it is morning. At that time, I will be late for work. That’s why I don’t have a car. As you can see, this situation is very risky. That’s why I need a car.
There are many advantages of having health insurance. Here are some of them:
1. Peace of Mind
If you are sick or you are injured in an accident, you need to visit the doctor. So, while visiting the doctor, you might get the bill of the hospital. And the payment of the bill will be made to your credit card, which means you will be paying the money from your own pocket.
But if you have a health insurance, the doctor will be reimbursed by the insurance company. Thus, you will not have to worry about the cost of the treatment.
2. Save Money
If you are a regular visitor to the doctor, then you will get the treatment at discounted rates. You will save a lot of money if you have a health insurance.
3. Protect your Future
A health insurance protects you from incurring high medical bills in the future. If you get ill or fall sick in the future, you will be taken care of by the insurance.
4. Live Healthy
If you have health insurance, you will not worry about your medical bills and you can live a healthy life.
Conclusion:
So, these are the major benefits of having health insurance. I hope that you understood the concept of health insurance. If you are planning to get health insurance, then you must read more about the different plans that are available in the market.
